MasterCard® Credit Card
Balance Transfers

 

Tired of high-interest credit cards? Transfer you balances to your Concho Educators Federal Credit Union MasterCard® account. Transferring is fast, easy and convenient. Visit GoToMyCard on the main Concho Educators web site, and click on Transfer Balance.

Provide the following:
1. Payoff Amount
2. Name and Address of the Institution, and Account Number of the Institution.

A check will be made payable directly to the financial institution and mailed by Concho Educators. You will receive a Balance Consolidation confirmation letter with details of the request. It’s that simple. Start saving today with a Balance Transfer to your low, fixed-rate Concho Educators MasterCard®. Fees are associated with this offer. (Please allow up to 90 days for your request to be processed. Continue to make at least the minimum payment to avoid additional finance charges or late fees).

 

Rates:

12.8% Fixed APY for MasterCard® and RAM MasterCard®
No cash advance fees.

9.9% Fixed APY for Gold MasterCard®
No cash advance fees.

 

Terms and Conditions:

Balance Transfers are processed in accordance with your Credit Card Agreement and are subject to credit availability. Balance transfers may not exceed your available credit. Balance transfer are treated as cash advances so interest accrues from the date the transfer is posted to your account. Please refer to your Credit Card Agreement to determine your Cash Annual Percentage Rate. In addition to periodic finance charges, balance transfers are subject to an additional fee which is equal to 1.0% of the balance transfer, but not less than $10.00 and a maximum of $100.00. There is no grace period for balance transfers. You may not use this balance transfer to make a payment on your Account or to pay off other Concho Educators loan accounts. You should continue to make all required payments on your other accounts until you confirm that the balance transfer has been made. Concho Educators is not responsible for any remaining balance(s) or additional charges resulting in any delay in the payment and transfer of balances. All other provisions of your Cardholder Agreement shall remain in full force and effect.