Rate and Fee Schedule
Effective 12/1/07
|
Description |
Amount |
|
Internet
Account Access |
Free Access |
|
Telephone
Account Access |
Free Access |
|
Electronic
Statements (E-Statements) |
Free Access |
|
Electronic Bill Pay |
$6.00 per
member. Unlimited bills paid. Free for Choice Checking Members. |
|
ATM Transaction at Concho Educators ATM's |
No Fee (if using Concho Educators ATM/Debit Card or Credit Card) |
|
ATM Transactions at Other Institutions |
$.75 per
transaction (plus fees by the operator of the ATM) |
|
ATM
Transactions – Non Members at CEFCU ATM’s |
$1.50 per transaction |
|
Share Draft Overdraft Transfers |
$1.00 per
transaction |
|
MasterCard/Visa
© Cash Advance – Member |
No Fee (if
using Concho Educators MasterCard) |
|
MasterCard/Visa
© Cash Advance – Non-Member |
1% of
transaction amount, $2.00 minimum |
|
Temporary Drafts * |
$.10 each (Free with each check order) |
|
Teller Checks * |
$1.00 each (unless payable to accountholder) |
|
Money Orders * |
$1.00 each |
|
Travelers Cheques & Travelers Cheques for two * |
$1.00 per $100 |
|
Non-Sufficient Funds |
$27.00 per item (includes Drafts/Checks,
ACH, ATM, POS, Courtesy Pay, & Pre-Authorized withdrawals) |
|
Account Activity Printout |
$2.00 per printout |
|
Account Research |
$20.00 per hour (1 hour minimum) |
|
Account Balancing Assistance |
$10.00 per hour (after first assistance) |
|
Statement Copy |
$3.00 per statement |
|
Stop Payment |
$25.00 (all items) w/$1.00 each remaining draft in series |
|
Foreign Wire Transfer - Outgoing |
$35.00 each |
|
Domestic Wire Transfer - Outgoing |
$15.00 each |
|
Draft Copy |
$3.00 each (after first two per month) |
|
Point-of-Sale ATM or Debit Card Transaction |
No Fee |
|
Returned Deposit/Check - Abuse |
$27.00 per item |
|
Returned Deposit/Check |
$2.00 per
item |
|
Returned Deposit/Check - Self |
$27.00 per item |
|
Notice of Levy |
$10.00 per notice |
|
Collection Items |
$5.00 each |
|
Collection
Items / Oil Lease (Outgoing and Incoming) |
$10.00 per
item |
|
Replacement ATM/Debit/Credit Cards |
$5.00 each (after two) |
|
Excessive Share Transfers - Reg. D Violations |
$1.00 per item (after six transfers per month) |
|
Outgoing or Incoming Fax * |
$1.00 per page |
|
Check Orders / Printing |
$12.65 + (fee depends on style of checks ordered) |
|
Account
Closure Fee (checking and savings) |
$15.00 (if
closed within 90 days of opening account) |
|
IRA / HSA
Enrollment Fees |
$5.00 |
|
IRA /
HSA Monthly/Annual Fees |
None |
|
IRA / HSA Direct Transfer Fees (outgoing only) |
$25.00 each
account |
|
ACH
Origination (Debit or Credit) |
$2.00 each |
|
Outgoing
Paper Drafts & Monthly Teller Check Disbursements |
$3.00 each |
|
Excessive
Coin Processing Fee |
No fee if less
than $100; otherwise, $1.00 per $100 (rolled or unrolled) |
|
Excessive Reopening of Account(s) |
$15.00 |
|
Drill Safe Deposit Box |
$85.00 |
|
Duplicate Key made for Safe Deposit Box |
$10.00 |
* No Charge for Members Choice Checking accounts.
Safe Deposit Box Fee
(Effective
|
Box Size |
Annual Rent |
|
3 x 5 |
$15.00 |
|
3 x 10 |
$20.00 |
|
5 x 10 |
$25.00 |
|
10 x 10 |
$40.00 |
Please check with the Membership Department on safe deposit
box availability.
For more
information on fees,
please
contact the Membership Department at 325-223-9192
or e-mail
us at: Member Services
Your savings federally insured to at least
$100,000 and backed
by the full faith and credit of the United
States Government.
NCUA, National Credit Union
Administration, a U.S. Government Agency