Savings Information
Concho Educators Federal Credit Union
offers many different types of savings accounts.
The
following is a list of savings accounts and current rates.
NOTICE: Rates subject to change without notice:
RATES
AS OF: 02/26/2008
|
Share Accounts |
Description |
Annual Percentage Yield |
|
Regular Share Account (Savings) |
Minimum Balance $25.00 |
0.75% A.P.Y. |
|
Special Share Account (Club) |
Minimum Balance $5.00 |
0.75% A.P.Y. |
|
Student & Willie-The-Wise Accounts |
Minimum Balance $25 |
0.75% A.P.Y. |
|
Regular Certificates |
Description |
Annual Percentage Yield |
|
6 Month Certificate |
Minimum Balance $1,000.00 |
3.00% A.P.Y. |
|
7 Month Certificate |
Minimum
Balance $1,000.00 |
3.00% A.P.Y |
|
9 Month Certificate ***NEW*** |
Minimum
Balance $10,000.00 (New funds only) |
3.00% A.P.Y |
|
1 Year Certificate |
Minimum Balance $1,000.00 |
3.00% A.P.Y. |
|
2 Year Certificate |
Minimum Balance $1,000.00 |
3.00% A.P.Y. |
|
3 Year Certificate |
Minimum Balance $1,000.00 |
3.20% A.P.Y. |
|
4 Year Certificate |
Minimum Balance $1,000.00 |
3.30% A.P.Y. |
|
5 Year Certificate |
Minimum Balance $1,000.00 |
3.40% A.P.Y. |
|
IRA Certificates |
Description |
Annual Percentage Yield |
|
1 Year IRA Certificate |
Minimum Balance $1,000.00 |
3.00% A.P.Y. |
|
2 Year IRA Certificate |
Minimum Balance $1,000.00 |
3.00% A.P.Y. |
|
3 Year IRA Certificate |
Minimum Balance $1,000.00 |
3.20% A.P.Y. |
|
Jumbo Certificate Rates are available on deposits of
$90,000.00 or more. Contact the credit union for current rates.
Withdrawals on term share certificates prior to maturity are subject to early
withdrawal penalties. |
||
Super Money
Market Accounts
|
Description |
Annual Percentage Yield
|
|
Tier 1 |
Minimum
$2,500 - $9,999.99 |
0.75% A.P.Y. |
|
Tier 2 |
Minimum
$10,000 - $24,999.99 |
2.00% A.P.Y. |
|
Tier 3 |
Minimum
$25,000 - $49,999.99 |
2.50% A.P.Y. |
|
Tier 4 |
Minimum
>$50,000 |
3.00% A.P.Y. |
Note: Monthly service fees may reduce the earnings on
all share, term share certificate, and share draft accounts.
For more
information on share accounts, share term certificates, or share draft
accounts,
please
contact the Membership Department at 325-944-4551
or e-mail
us at: Member Services
Your savings federally insured to at least
$100,000 and backed
by the full faith and credit of the United
States Government.
NCUA, National Credit Union Administration, a U.S. Government Agency